I Tried 4 AI Tools to Make Money Online Fast — Here’s What Actually Worked

The real way to make money online fast—powered by AI that delivers.

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AI is everywhere right now, but most of it won’t show you how to make money online fast—it’ll just keep you busy pretending to!

So today, I’m breaking down the fabulous four AI tools that either I use or would use to make money online fast — with step-by-step directions for how you can do it too.

Spoiler: it’s not the tools themselves that make the money — it’s how you use them.

Tool #1: Midjourney

Turn AI Art Into Cash

Let’s start with one of the most powerful (and fun) AI tools out there: Midjourney.

If you’ve never used it before, Midjourney is an AI image-generation tool that can create insanely realistic or artistic images from nothing but words. You type in a short description (called a “prompt”), and boom — Midjourney paints it for you.

We’re talking about artwork that looks like it was shot with a $5,000 camera or hand-painted by a professional artist.

And here’s the best part:

👉 You don’t need to know how to draw.
👉 You don’t need fancy equipment.
👉 You don’t even need artistic talent.

You just describe what you want, and the AI handles the rest.

Think Like an Entrepreneur, Not a Hobbyist

Most people use AI art tools to make cute profile pictures or memes. That’s fun, sure. But if you’re trying to make money online fast, think bigger!!!

You can sell unique digital artwork that no one else has — and that’s where the real profit is.

Here are 4 easy ways to turn Midjourney images into income:

1️⃣ Printable Wall Art (Etsy Goldmine)

Printable wall art is huge right now on Etsy.

People love downloadable prints they can hang in their office or bedroom — think motivational quotes, boho art, or dreamy landscapes.

How to do it:

1. Go to Midjourney.com and join via Discord or their web app.
2. Type a prompt like:

“Cozy autumn cabin in the woods, oil painting style, warm lighting, ultra-detail.”

3. Once your image is ready, upscale and download it.
4. Open Canva (free). Add text like “You’ve Got This” or “Good Things Take Time.”
5. Export as a high-resolution PNG.
6. Zip the file into a folder with sizes like 8×10, 16×20, and 24×36.
7. Upload it to Etsy, price it at $5–$15, and boom — it’s a digital product you can sell forever.

🔥 Use ChatGPT to come up with your quotes or catchy wall-art phrases.

2️⃣ Seamless Design Patterns

These are repeatable patterns people use for fabrics, scrapbooks, or digital wallpapers.

You can create them in Midjourney by typing prompts like:

“Seamless floral pattern with pink roses and gold leaves.”

These sell great on Etsy and Gumroad.

You can even use them in your own products later (like wrapping paper or planners).

3️⃣ Custom Pet Portraits 🐾

Pet owners love this.

Offer a service where people send you a photo of their pet. You feed it into Midjourney and prompt something like:

“Golden retriever watercolor portrait, soft pastel background.”

Deliver the final image as a printable file — or even print and ship it.

Average Etsy price? $30–$80 per portrait.

4️⃣ Coloring Pages & Books

This one’s underrated but super smart.

You can prompt Midjourney to create black-and-white line art that people can print and color.

Try:

“Whimsical fantasy animal line art, black and white coloring page style.”

You can sell single pages for $3–$5, or bundle 30+ pages into a full coloring book and sell it on Amazon KDP for $10–$20.

Step-by-Step: How to Use Midjourney

1. Join Midjourney via Discord or the web app.
2. Write your prompt (be descriptive but simple).
3. Choose your favorite result and upscale it for print.
4. Download as a high-res PNG.
5. Resize in Photoshop or Canva (8×10, 16×20, 24×36).
6. Save, zip, and upload to your shop.

Each print can sell hundreds of times — that’s passive income in its cutest form.

Tool #2: ChatGPT

Create Digital Products That Sell Themselves

If you’re wondering how to make money online fast from home without design skills or inventory, ChatGPT is your new best friend.

Yes, it’s more than a chatbot. Used right, it’s like having a full-time business assistant that works for free.

Here’s how it helps you create high-demand digital products — even if you’re not creative at all.

Step 1: Choose What to Sell

Start simple.

These are proven best-selling categories on Etsy and Gumroad:

✅ Budget planners

✅ Self-care journals

✅ Gratitude trackers

✅ Wedding checklists

✅ Meal planners

✅ Productivity templates

✅ Motivational wall art

Each of these sells every single day online!!

Step 2: Ask ChatGPT to Do the Heavy Lifting

The hardest part of creating digital products is starting with a blank page.

That’s where ChatGPT shines.

Example prompt:

“I’m creating a printable monthly budget worksheet to sell on Etsy. Give me the full structure and sections to include.”

In seconds, ChatGPT will list every section — like income, savings goals, fixed expenses, and notes.

You copy those answers into Canva, format them with a cute layout, and voilà — a sellable product.

More Ideas You Can Create with ChatGPT

Self-Care Journal:

“Give me 30 daily self-care prompts that reduce stress and improve mood.”

Wedding Checklist:

“Create a 12-month wedding planning checklist for brides planning from home.”

Meal Planner:

“Generate a 7-day meal plan template with shopping list and notes section.”

Productivity Tracker:

“Design a daily productivity tracker with space for top 3 priorities, habits, and reflections.”

You get the idea — ChatGPT gives you the content; Canva makes it look pretty.

Bundle and Upsell

Once you’ve made a few products, bundle them together.

Example:

• Budget planner + Savings tracker + Debt payoff sheet → Money Management Kit
  Sell the bundle for $15 instead of $5 each.

Bundles increase profit and make your store look more professional.

Step 3: Let ChatGPT Help with Marketing

It’s not just for creating products — it can help you sell them too.

You can ask it to:

✅ Write Etsy product descriptions

✅ Create SEO titles and keywords

✅ Suggest Pinterest headlines

✅ Write social media captions

Example prompt:

“Write 10 SEO Etsy product titles for printable meal planners, with commonly searched keywords”

It’ll give you something SEO-ready in seconds!

Why This Works

You’re not just selling a PDF — you’re selling time saved.

People buy digital products because they want fast solutions that look professional. You make them once, and they keep selling on autopilot.

That’s the legit definition of passive income.

Tool #3: OpusClip

The Easiest Way to Go Viral with Short Videos

Next up: OpusClip — an AI video editor that’s basically a cheat code for content creators.

If you’ve ever thought, “I could never make videos,” this will change your mind.

Here’s what it does:

You paste in a long video (a podcast, Zoom call, or YouTube video), and OpusClip automatically turns it into short viral-style clips — with captions, emojis, and camera zooms.

It’s insane! It’s like having a professional editor in your very own pocket.

Create a Faceless Motivation Channel

Don’t want to show your face? Perfect.

You can build a faceless YouTube Shorts or TikTok account by using public-domain footage.

Here’s how:

1. Go to YouTube and search “motivational speech.”
2. Click Filters → Creative Commons — these videos are free to use.
3. Or visit Archive.org, Pixabay, Vimeo,  Pexels or heck even NASA for free clips.
4. Upload one long video to OpusClip.
5. The AI will automatically create 30- to 90-second short clips with subtitles and jump cuts.
6. Post them on TikTok, Reels, and YouTube Shorts.

Step by Step: How to Make Money with OpusClip

1. Post 2–3 videos daily.
   The algorithm rewards consistency.
2. Sign up for Amazon Associates.
   Grab the affiliate link for any product related to your niche (e.g., “The 5 AM Club” book).

3. Add your affiliate link in your bio (like a journaling template or planner).
4. Include a CTA in your caption — “Link in bio for my favorite planner!”

Once your channel gains traction, you can monetize through:

💰 YouTube Shorts Ad Revenue

💰 TikTok Creator Fund

💰 Affiliate Commissions

💰 Digital Product Sales (like printables or e-books)

You can easily earn hundreds per month with just your phone and this one tool.

You can combine ChatGPT + OpusClip + Descript to build an entire faceless content brand:

• Use ChatGPT to write your video scripts.
• Use Descript’s AI voice to narrate them.
• Use OpusClip to edit and format for social media.

It’s a full business — without ever turning on your camera.

Tool #4: Descript

Edit Videos Like a Pro (No Experience Required)

If you’ve ever opened a video editor and immediately wanted to cry, Descript will be your new favorite thing.

It’s a beginner-friendly AI editing tool that lets you edit video or audio like a Google Doc.

Instead of cutting clips on a timeline, you edit the words — delete a sentence, and that part of the video disappears automatically.

Game-Changing Features

1️⃣ Overdub (AI Voice Cloning)
Made a mistake in your recording? Just type the correction — Descript reads it back in your own voice.

2️⃣ Remove Filler Words & Pauses
One click deletes every “um,” “uh,” and awkward silence.

3️⃣ Multitrack Editing
You can add music, captions, or b-roll easily — no tech skills needed.

3 Ways to Make Money with Descript

1️⃣ Offer Podcast Editing Services
Thousands of podcasters hate editing. Offer to clean up their audio using Descript. Charge $300–$1,000 per month for ongoing work.

2️⃣ Edit Online Courses & Tutorials
Coaches and educators are everywhere right now — and they all need clean, professional video lessons. Edit their content with Descript and charge per project.

3️⃣ Create Faceless YouTube Videos
If client work isn’t your vibe, use Descript’s overdub + voiceover features to create your own channel.

You Can:

• Use ChatGPT to write your scripts.
• Use Descript to generate the narration.
• Add stock footage from Pexels or Storyblocks.

That’s a full YouTube business you can run anonymously.

Why This Works

Descript gives you leverage. You can start freelancing immediately, edit your own content, or build a faceless channel — all without expensive gear or years of editing experience.

And remember it’s not the AI tool that makes the money; it’s how you use it.

The Takeaway

AI isn’t a get-rich-quick button — but it’s the biggest shortcut I’ve ever seen for people who want to make money online fast.

You don’t need followers, fancy degrees, or 10 hours a day. You just need the right tool, a good plan, and the guts to start.

So, pick one of these fab four:

✅ Midjourney for digital art & printables.

✅ ChatGPT for templates & journals.

✅ OpusClip for faceless video content.

✅ Descript for editing & freelance income.

Start small, keep it simple, and let AI handle the hard parts.

Trust me — you’ll surprise yourself.

Ready to start?  Pick one tool, create one product, and list it online this week.

You’ll never make your first dollar if you don’t start — but once you do, it’s hard to stop. 😉 In the meantime, check out my other beginner-friendly guide to the best AI tools that make money online.

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